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We live in a world where cyber threats are all around us in our business, personal and family lives. It is integral to gain knowledge and take action on how to have better habits and get with protection from safeguard third-party solutions. We found a recent industry panel session hosted by Chubb, "Becoming Cyber Smart at Home, Work and Wherever Life Takes You," to be super-informative and recommend looking at these topics, themes and steps to get your digital lives in top shape! The panel comprised of cyber industry experts from Chubb, ADT, Carnegie Mellon University and CyberScout, and outlined a range of cyber threats facing individuals and small businesses in today's connected world. It describes real-life examples and anecdotes in bite-size answers, and offers some best practices for individuals and businesses for keeping their personal information safe against some of today's biggest cyber risks. The session delivered an insightful discussion about cybersecurity and its impact on our personal and professional lives by demystifying cyberthreats as well as highlighting practical protections that can be implemented by anyone. Patrick Thielen, Senior Vice President, Cyber and Technology Product Lead in North America for Chubb, led the panel discussion. “To frame the risk facing consumers, global economic costs of cybercrime are rising into the trillions of dollars annually, and a large portion of that falls squarely on the shoulders of consumers. Since 2005, there have been over 8000 reported data breaches of businesses, in which over ten billion consumer records have been stolen. As of today, 64% of American adults have been victimized by at least one of these breaches and most multiple times.. The average email user today has over 130 online accounts and we have more and more internet connected devices in our homes. It is not surprising that accord-

ing to the 2018 Chubb Cyber Survey focusing specifically on individuals, 86% report being concerned about a cyber breach, yet only a small percentage were taking basic precautions to guide against them.” In fact, 8 in 10 people experience or know someone affected by cybercrime per the noted US Results, 2017 Norton Cyber Security Insights Report. Incredibly, cyber attacks were found to be happening every 39 seconds by a referenced study by The James A. Clark School of Engineering at University of Maryland. Summer Craze Fowler, Technical Director of Cybersecurity Risk and Resilience at Carnegie Mellon, is responsible for a team and portfolio of work focused on improving the security and resilience of the nation's critical infrastructure and assets. “Businesses of all sizes are targets for these data breaches as they hold so much information and data, not only about consumers, but also about their employees,” she noted. “Typically when we think about these data breaches, we think about credit card fraud, but it has extended well beyond.. we’re looking at lately W-2 fraud and health insurance fraud,” raising that W-2 phishing is up 870%, where tax returns are being filed on behalf of employees and diverting those funds to the bad actors. “Your health insurance information can be used by others getting care and pretending to be you.” The session was well-supported by studies and figures. 27% of data breaches in 2017 were medical or healthcare related per the claims data from the Identity Theft Resource Center. A whopping 24% of all Chubb cyber claims are healthcare related. Adam Levin, Chairman and Founder of CyberScout and author of the critically acclaimed book, Swiped: How to Protect Yourself in a World Full of Scammers, Phishers and Identity, made some excellent points for business and con-

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Athleisure Mag Oct 2018